The Payment Rails Playbook for Financial Services

The payments landscape is undergoing a seismic shift, shaped by increasing regulatory demands, rising customer expectations, and technological disruption. More than 60 countries have greenlit open banking — and more are planning to follow. However, legacy payments infrastructure was built for a slower, simpler world. Today’s real-time, digital, and global economy demands speed, transparency, and resilience — and payment rails will have to evolve to keep pace.